Terms of Service & License AgreementLast Updated: March 31, 2026These Terms of Service & License Agreement (“Agreement”) govern your use of all websites, domains, products, services, content, memberships, and platforms operated by Integrity Business Investing (“we,” “us,” or “our”).By accessing or using any of our services, you agree to be bound by this Agreement.---### 1. Use of ServicesYou agree to use our websites and services only for lawful purposes. You may not misuse, interfere with, or attempt to gain unauthorized access to any part of our services.---### 2. License GrantWe grant you a limited, non-exclusive, non-transferable, revocable license to access and use our content and services for personal, non-commercial use only.---### 3. RestrictionsYou agree NOT to:* Copy, reproduce, distribute, or modify our content
* Share, resell, sublicense, or redistribute access to our services
* Record, download, or repost materials without permission
* Use our content for commercial purposes
* Attempt to bypass security, exploit, or disrupt our systems---### 4. Intellectual PropertyAll content, materials, branding, and intellectual property are owned by Integrity Business Investing and are protected by applicable laws.Access to our services does not grant ownership of any content.---### 5. Accounts & AccessYou are responsible for maintaining the confidentiality of your account and login credentials.You agree not to share your account with others. We reserve the right to suspend or terminate accounts that violate this Agreement.---### 6. Payments & SubscriptionsIf you purchase a product, service, or membership:* You agree to pay all applicable fees
* Subscriptions may renew automatically unless canceled
* You are responsible for managing your subscriptionAll payments are subject to our Return & Refund Policy.---### 7. Refunds & ChargebacksAll sales are final unless otherwise stated in our Return & Refund Policy.You agree not to initiate chargebacks or disputes without first contacting us.We reserve the right to revoke access to our services in cases of chargebacks or payment disputes.---### 8. TerminationWe may suspend or terminate your access at any time, with or without notice, if you violate this Agreement.No refunds will be issued for violations.---### 9. No GuaranteesWe make no guarantees regarding results, outcomes, or success from using our content, products, or services.---### 10. Limitation of LiabilityTo the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our services.---### 11. Third-Party Services & LinksOur services may include links to third-party websites or tools. We are not responsible for their content, policies, or practices.---### 12. ModificationsWe reserve the right to update or modify this Agreement at any time. Continued use of our services constitutes acceptance of any changes.---### 13. Governing LawThis Agreement shall be governed by and interpreted in accordance with the laws of Albania---### 14. ContactIf you have any questions regarding this Agreement, you can contact us at:Email: [email protected]---By using our services, you acknowledge that you have read, understood, and agreed to these Terms of Service & License Agreement.